Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all noninterest-bearing transaction accounts, are insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.
If you have questions about FDIC coverage limits and requirements, visit FDIC: Deposit Insurance. You may also call toll free 1-877-ASK-FDIC, or ask us for assistance.