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Due to inclement weather, all Central Bank locations will be closed Monday, January 26th. Updates will be posted here and to all of our social media pages.

For the purpose of maintaining compliance with Regulation F, we are providing our correspondent customers with our Third Quarter 2025 Capital and Leverage Ratios.

WELL-CAPITALIZED BANK

REQUIRED

CENTRAL BANK

Leverage Capital

5.00%

12.15%

Common Equity Tier 1

6.50%

14.80%

Tier One Capital to Risk Weighted Assets

8.00%

14.80%

Total Capital to Risk Weighted Assets

10.00%

15.78%

As you can see, Central Bank continues to maintain the ratios to be considered a well-capitalized bank. Should you have any questions or if to request past ratios, please feel free to contact me at 1-800-432-0721.

Sincerely,

Doug Flynn
Correspondent Banking Officer